User Agreement

Certain words and phrases are defined in clause 5.3 below and have the same meaning wherever used in these Terms.

1. Liability

1.1     You warrant to the The Investment Association that the information you have provided to become a Subscriber or User is accurate, and that if you are a business user you are duly authorised to provide the information and use this website (including that you are duly authorised to order and pay for IVIS Reports and to accept these Terms). If at any time The Investment Association reasonably believe that you are in breach of any rules relating to this website we may suspend your Subscriber or User status and access to this website and, following investigation, we may cancel your subscription.

1.2     You use this website at your own risk. Although The Investment Association takes reasonable care to ensure that the information and/or material contained on the website and in our IVIS Reports is correct and not misleading at the time of publication, The Investment Association does not make any representations or warranties, express or implied, that such Data is accurate, complete or current, or that use of the website is free of risk of viruses or other damage. No independent verification has been undertaken of this information. The information contained within each IVIS Report and the web site is subject to change without notice.

1.3     Unless otherwise agreed in writing and save in relation to any IVIS Report, neitherThe Investment Association nor any of its directors, officers, employees, agents or sub-contractors nor any of the members of The Investment Association shall be liable to you for:

1.3.1     any direct loss; or

1.3.2     any loss of profits, business or anticipated savings, or loss of or corruption of data, or any indirect loss or consequential loss whatsoever; even if it has been advised or is otherwise aware of the possibility of such loss.

In relation to any IVIS Report, The Investment Association shall be liable to you for negligence in its preparation (as referred to in clause 1.1 above), but any liability will be limited in all circumstances to the price you pay for the IVIS Report.

1.4     If you are a "consumer" (basically, a private individual), nothing in these terms affects your statutory rights as a consumer under English law.

1.5     Nothing in these terms of use shall exclude or limit the liability of the The Investment Association for:

1.5.1     death or personal injury due to its negligence, or

1.5.2     for its fraud.

1.6     The Investment Association is not authorised in the conduct of investment business (as defined in the Financial Services and Markets Act 2000) and the IVIS Reports and the pages on this website are not intended as, and shall not constitute investment advice and their contents must not be relied upon to make investment decisions. Nothing in this website is intended to be, or should be construed as:

1.6.1     an invitation, offer or inducement to you or any other person to engage in investment activity, or

1.6.2     advice on the merits of, or a recommendation in relation to, any particular product or product provider.

1.7     While The Investment Association endeavours to ensure that this website is normally available 24 hours a day, The Investment Association will not be liable if for any reason the website is unavailable at any time or for any period. The Investment Association shall in any event have no liability to you for any delay or loss arising in connection with this website (including in relation to IVIS Reports) by reason of matters beyond The Investment Association's reasonable control. 

2. Links

On this website you may be offered links to other websites which are outside the control ofThe Investment Association. You should not regard these links as endorsements, recommendations or promotions of any particular product or product provider, and The Investment Association does not accept responsibility for the content or the privacy practices of such websites, nor for any transactions between you and such websites. Any listing of websites is provided purely for the convenience of Users and Subscribers interested in corporate governance.

3. Intellectual Property Rights

3.1     All Intellectual Property Rights in all materials on this website and in the IVIS Reports are vested in The Investment Association and/or its licensors and content contributors (including its members).

3.2     You must not copy, modify, use or otherwise deal with the whole or any part of this website or the IVIS Reports (in particular, the Data) except that you may (subject always to clause 3.3):

3.2.1     quote from this website or any IVIS Report in material issued by you to a third party so long as it is not a substantial extract and you give due credit to The Investment Association and refer expressly to this website or IVIS Report as the source of the relevant quotation;

3.2.2     download the Data, or use the IVIS Report, only for your own personal use (if you are a private individual) or for your own internal business use (in all other cases).

3.3    Save to the extent permitted in paragraph 3.2 above, under no circumstances are you permitted or authorised to supply or resell the Data (or any part of it) to third parties, or extract or re-utilise any or all of the Data for commercial purposes, without the prior written consent of The Investment Association.


4. Privacy

4.1     You have accepted the terms of our Privacy Policy, as updated from time to time.

4.2     You agree to keep your access details (including username and password) confidential and not share them with others. The Investment Association shall be entitled to assume that when your username and password are used to access this website you are the actual user.


5. General

5.1     Our Contact Details - If you have any questions regarding the purchase of the IVIS Reports, or an order that you have placed please contact us either by email at or call the IVIS team on 020 7269 4612. 

5.2     The Investment Association reserves the right at any time to amend these Terms without notice to you. We will do so by posting revised terms on this website. It is your responsibility to check these on any future visit.

5.3     These Terms shall be governed by and construed exclusively in accordance with English law. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the English courts and, by using this website, you hereby submit to and waive any objections to, the jurisdiction of such courts.

5.4     Wherever used in these Terms, the following words and phrases shall have the meanings given to them below:

Data means any information and/or materials (including without limitation statistical materials) contained on this website or in any of our reports from time to time;

The Investment Association means The Investment Association, whose principal place of business is at 65 Kingsway, London WC2B 6TD;

Intellectual Property Rights means trade marks, trade and business names, domain names, copyright and moral rights, rights in databases, patents, rights in confidential information and all other intellectual property rights (in each case whether registered or unregistered and including applications for any of the foregoing) and all rights or forms of protection having equivalent or similar effect to any of the foregoing which may subsist anywhere in the world.

IVIS Reports ("Reports") means the reports made available to buy from this website. They are  primarily based on Annual Reports and Accounts and meeting Notices of companies, and provide for subscribers a summary of company compliance with the guidelines of the The Investment Association, the UK Corproate Governance Code and corporate governance best practice.

Subscriber means a person who, on behalf of themselves or their employer, subscribes to receive our services (other than the separate purchase of an IVIS Report). To become a Subscriber please contact us as described on this website.

User means a person who, on behalf of themselves or their employer, enters this website in order to buy an IVIS Report.

You means you, your employer or anyone else you represent in using this website.